All tagged Eric Maldonado CFP®
When bear markets hit, it’s hard to avoid making emotionally driven investment mistakes. A bear market is typically described as a 20% or more drop in securities prices. In today’s podcast, we’re addressing two mistakes to avoid: panic selling and staying in cash for too long.
Zoom out, and look at the markets from a larger vantage point to get some perspective. The further out you pull back on the results of the stock market on a graph, the more it looks obvious that the market only goes one direction historically.
Contact Us: https://www.aquilawealth.com/contact-us
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
On a global macro-scale things are getting much better for people, whether it’s measured by extreme hunger, violence, or resources. See this video for more info on things getting better globally: https://www.youtube.com/watch?v=Jalfq9uWXQk.
Yet, it doesn’t always feel like things are getting better. If we’re just looking at the news, it seems like things are always getting worse.
When it comes to financial planning, I try and help clients focus on their plan and on their unique time frame. This oftentimes puts things in the proper perspective.
Contact Us: https://www.aquilawealth.com/contact-us
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
At the very least a good financial planner listens to you. It sounds obvious, but it’s so important for a financial planner to hear you out, hear your story, and hear your perspective on money. Is the financial planner asking you good questions and allowing you the time and space to think and answer? Do they allow you the time and space to ask all of your questions? These are all crucial elements in a good financial planner-client relationship.
In this episode, I discuss the “silent killer” of financial planning: inflation. One of the best antidotes to the negative effects of inflation is investing in great companies. You want your purchasing power to at least keep pace with rising prices.
Contact Us: https://www.aquilawealth.com/contact-us
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
In this episode, I’m talking about 3 ways to make your tax filing season less painful.
Keep a tax document for running tax notes throughout the year
Create a folder for each tax year to upload documents throughout the year
Email quick questions to your tax professional when they come up.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
In this week’s podcast episode, we are looking at the best ways to invest in your child’s future.
We talk about utilizing 529 plans, brokerage accounts, UTMA’s, Real Estate, and Business Ownership.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
Today I’m talking about President Biden’s the proposed capital gains tax increase and how it could effect a business owner looking to sell their business. Essentially, the proposal increases long-term capital gains tax rates from 20% to 39.6% on total income above $1M.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
872 Higuera St., San Luis Obispo, CA, 93401
https://www.aquilawealth.com/
A Safe Harbor 401k allows a Business Owner to take full advantage of retirement savings into a 401k retirement account.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
872 Higuera St., San Luis Obispo, CA, 93401
When would be a good time to roll IRA money back into your employer's 401k? We talk about it in this episode about creative Roth IRA funding strategies for high earners.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
In this episode, I share how to secure your online account information with a password manager.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
Disclosure: Aquila Wealth Advisors, LLC is a registered investment advisor in the state of CA, LA, and in other jurisdictions where exempt. All content on this podcast is for information purposes only. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.
Listen in as a discuss a way to simplify the college savings process with a 529 plan.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
Disclosure: Aquila Wealth Advisors, LLC is a registered investment advisor in the state of CA, LA, and in other jurisdictions where exempt. All content on this podcast is for information purposes only. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.
In this episode, we look at 2 reasons to utilize the Roth 401k.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
In this episode, I provide some ways to remove some of the pressure that comes with setting goals while still making progress on your financial plan.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
In this episode, I share 2 ways to avoid surprises and ensure you a prepared to pay taxes each year as a Business Owner.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
A strategy for accumulating large amounts for tax-free assets as a Business Owner.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
Disclosure: Aquila Wealth Advisors, LLC is a registered investment advisor in the state of CA, LA, and in other jurisdictions where exempt. All content on this podcast is for information purposes only. All information or ideas provided should be discussed in detail with an advisor, accountant, or legal counsel prior to implementation.
In this episode, I provide an easy and effective way to manage your cash flow in your business. It allows you to be prepared for expenses and taxes while generating a profit and your salary as the owner.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
How are Business Owners supposed to think about their Business Cash Flow as it relates to their personal finances?
In this episode, I speak to a great way to think about managing your Business Cash Flow so that you and your family are still taken care of — no matter what happens to your business.
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
In this episode, I share what a Backdoor Roth IRA is and why it’s a valuable investing and tax planning tool.
Contact Us: https://www.aquilawealth.com/contact-us
Schedule A Call: https://www.aquilawealth.com/schedule-appointment
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
Do you have a good idea of how much you need or want in retirement? In this episode, I'll help you think of some ways to come up with that number.
Contact Us: https://www.aquilawealth.com/contact-us
Schedule A Call: https://www.aquilawealth.com/schedule-appointment
Eric Maldonado, CFP®, MBA
Owner, Aquila Wealth Advisors, LLC
(805)250-4552
info@aquilawealth.com
San Luis Obispo, CA
https://www.aquilawealth.com/
