All tagged San Luis Obispo Financial Planner

Ep. 41 Business Owners with Young Kids, Create a "Family Fun" Account

Ep. 41 Business Owners with Young Kids, Create a "Family Fun" Account

Eric Maldonado, CFP®, MBA
Business Owners, Podcast, Cash Flow Planning

Business Owners with young kids, do you find yourself wanting to invest more time and money into your family and kids while they’re young? One way to force you to take the vacations, the trips, or spend the time away with your family and kids while they’re young is to set aside a certain amount of money into a separate business account every month. Once per quarter take that money as an owner draw and spend on family fun and creating memories.

Contact Us: https://www.aquilawealth.com/contact-us

Eric Maldonado, CFP®, MBA

Ep. 38 What Does a Good Financial Planner Do? Listens to You

Ep. 38 What Does a Good Financial Planner Do? Listens to You

Eric Maldonado, CFP®, MBA
Podcast, Financial Planning, Business Owners

At the very least a good financial planner listens to you. It sounds obvious, but it’s so important for a financial planner to hear you out, hear your story, and hear your perspective on money. Is the financial planner asking you good questions and allowing you the time and space to think and answer? Do they allow you the time and space to ask all of your questions? These are all crucial elements in a good financial planner-client relationship.

Podcast: Tax Free Retirement Planning for Pastors

Podcast: Tax Free Retirement Planning for Pastors

Eric Maldonado, CFP®, MBA
Retirement Planning, Pastors

Today we’re talking about a unique tax-free savings vehicle for pastors, called the 403b(9) account, which allows pastors to access their Housing Allowance tax benefit while in retirement.

Contact Us: https://www.aquilawealth.com/contact-us

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

San Luis Obispo, CA

https://www.aquilawealth.com/

Podcast: A Favorite Book for Business Owners -- Profit First

Podcast: A Favorite Book for Business Owners -- Profit First

Eric Maldonado, CFP®, MBA
Business Ownership, Podcast, Cash Flow Planning

Today I’m talking about one of my favorite books for business owners. It’s called ‘Profit First’ by Mike Michalowicz. I like this book because it simplifies the cash flow process for business owners. It provides a great tool to ensure you’re paying yourself a profit distribution and an owner’s salary all while preparing for taxes due and operational expenses.

Contact Us

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

San Luis Obispo, CA

https://www.aquilawealth.com/

Managing Cash Flow in Your Business for Self-Employed Business Owners

Managing Cash Flow in Your Business for Self-Employed Business Owners

Eric Maldonado, CFP®, MBA
Business Ownership, Cash Flow Planning, Podcast

In this episode, I provide an easy and effective way to manage your cash flow in your business. It allows you to be prepared for expenses and taxes while generating a profit and your salary as the owner.

Contact Us.

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

San Luis Obispo, CA

https://www.aquilawealth.com/

Figuring Out How Much You Need in Retirement, Part 2

Figuring Out How Much You Need in Retirement, Part 2

Eric Maldonado, CFP®, MBA
Retirement Planning, Podcast

What's Your Retirement Number?

In this episode, I share a simple way to get an idea of what your number is in order to retire. In other words, how much money do you need in total in order to have work be an option vs an obligation?

Contact Us: https://www.aquilawealth.com/contact-us

Schedule A Call: https://www.aquilawealth.com/schedule-appointment

Eric Maldonado, CFP®, MBA

Owner, Aquila Wealth Advisors, LLC

(805)250-4552

info@aquilawealth.com

San Luis Obispo, CA

https://www.aquilawealth.com/

Where To Get The Best Interest Rates On Your Business Cash Savings

Where To Get The Best Interest Rates On Your Business Cash Savings

Eric Maldonado, CFP®, MBA
Business Ownership, Cash Flow Planning, Podcast

Listen in as I share how to get the highest interest rates on your business cash reserves along with how much is the right amount to have in cash as a business cash reserve.

When it comes to business savings account interest rates, in general, I am a fan of online business savings banks like Live Oak Bank, https://www.liveoakbank.com/business-banking/. Live Oak Bank tends to be at the higher end, if not that highest, when it comes to business savings account interest rates. I also like that Live Oak bank does not have monthly account fees nor a minimum deposit requirement, at least as of the date of this writing. Disclaimer: Check banks and rates for yourself. I do not have any benefit or affiliation with Live Oak Bank.

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